Life insurance allows a family to remain with their same lifestyle in the event of the loss of the breadwinner. There are other applications life insurance can be used in, such as buy/sales.
Disability ensures your income, along with the payment of bills, and maintains your standard of living.
Long Term Care provides money, allowing someone to receive care at home as they age.
Pension and Retirement Planning allows you to invest in your future by putting away money for your "golden years".
Individual plans allow a person to manage the costs of health care, including oral health which is vital to your physical well being. Vision enables you to protect the only two eyes that you have!
Both companies and families alike can invest in group healthcare, which ensures that each member of your team or family will have their medical needs provided for. A responsible employer is one who ensures the quality and well being of their team.